PRIVACY POLICY

EZ LOAN MODIFIERS respects the privacy of every person who visit its website. This privacy statement provides notice of the standards and terms under which EZ LOAN MODIFIERS protects the privacy of information supplied by visitors to sites on the World Wide Web that are owned and operated by XFFK Consulting LLC including EZLoanModifiers.com. This privacy statement provides notice of our information collection practices and of the ways in which the information EZ LOAN MODIFIERS collects may be used. This policy may change from time to time, so please check back periodically to review this information.

A. Personally-Identifiable Information

EZ LOAN MODIFIERS typically receives specific data about its website visitors only when such information is provided voluntarily, such as when visitors request information, purchase or enroll for services, open a customer support ticket, provide resume information for employment opportunities, or send e-mail. Of course, some of these activities require that visitors provide EZ LOAN MODIFIERS information, such as when visitors make a purchase, use a credit card to pay for services, submit a resume, or request certain types of information. When visitors provide personally-identifiable information to EZ LOAN MODIFIERS through one of its Websites, the information will be used to fulfill the specific request. In most cases, visitors will be given the opportunity to select whether they do, or do not, want EZ LOAN MODIFIERS to use this information for additional purposes. Visitors may also request that EZ LOAN MODIFIERS not use their information by sending an e-mail to admin@ezloanmodifiers.com, however, EZ LOAN MODIFIERS reserves the right, in its discretion, to send bulletins and other important information about XFFK Consulting services. Absent any instructions from visitors, EZ LOAN MODIFIERS may use information provided to inform them about additional services and products offered by the XFFK Consulting and it's partners, XFFK Consultings authorized agents, and other goods and services providers with whom XFFK Consulting has relationships and whose offerings might be of interest to visitors. On those EZ LOAN MODIFIERS sites where visitors may provide EZ LOAN MODIFIERS with credit card or other ordering information via the web, EZ LOAN MODIFIERS protects and secures this information by employing commercially customary web-based security and encryption protocols, an example of which includes Secure Socket Layer (SSL). On those sites where visitors voluntarily offer any feedback, data, answers, questions, comments, suggestions, ideas or the like, EZ LOAN MODIFIERS will treat that portion of the information as non-confidential and nonproprietary and, except as otherwise expressed in this privacy statement, EZ LOAN MODIFIERS assumes no obligation to protect such information from disclosure.

B. Non Personally-Identifiable (Generic) Information

In general, EZ LOAN MODIFIERS gathers some generic information automatically. Generic information does not reveal the identity of the visitor. It usually includes information about the Internet address assigned to your computer, the number and frequency of visits, and the EZ LOAN MODIFIERS sites visited. EZ LOAN MODIFIERS gathers this information for the limited purpose of determining customer service and website needs. EZ LOAN MODIFIERS accomplishes this by using certain technologies, including "cookies" (a technology that can be used to provide the visitor with tailored information about EZ LOAN MODIFIERS services). EZ LOAN MODIFIERS does not combine information collected in this way with any personally-identifiable information. Visitors can set their browser to notify them when they receive a cookie and they can refuse it.

C. Exceptions and Limitations

Notwithstanding the foregoing and in compliance with applicable laws, EZ LOAN MODIFIERS (i) cooperates fully with state, local, and federal officials in any investigation relating to any content (including personal or private electronic communications transmitted to EZ LOAN MODIFIERS) or purported unlawful activities of any user of the Service, and (ii) takes reasonable measures to protect its proprietary rights. For the limited purposes of accomplishing such cooperation and measures and in compliance with applicable laws, EZ LOAN MODIFIERS may be required to disclose personally identifiable information. In addition, EZ LOAN MODIFIERS may elect to monitor the areas of communication of any kind (i) to satisfy any law, regulation, or government request; (ii) if such disclosure is necessary or appropriate to operate EZ LOAN MODIFIERS; or (iii) to protect the rights or property of EZ LOAN MODIFIERS or others. In connection with the potential sale or transfer of any of its interest in ezloanmodifiers.com and other sites owned by the company, EZ LOAN MODIFIERS reserves the right to sell or transfer visitor information (including, but not limited to, name, address information, and other information visitors provide to EZ LOAN MODIFIERS) to a third party that (i) concentrates its business in loan modification products or services; (ii) agrees to be EZ LOAN MODIFIERS successor in interest with regard to the maintenance and protection of information collected and maintained by EZ LOAN MODIFIERS; and (iii) agrees to the obligations of this policy statement.

In The News:

Picking a Loan Modification Plan:

"Now, keep in mind that this isn't an easy process."

Fannie Mae to Suspend Foreclosure While Streamlined Loan Modification Program is Implemented.

Professor Sanders of the W. P. Carey School of Business:

"...it is of tantamount importance to stabilize the housing and mortgage markets, and loan modification is one of the best tools available to the Treasury,...”

FHFA Announces:

"...a major program designed to greatly reduce preventable foreclosures with a simplified, streamlined loan modification program to get struggling homeowners into mortgages that they can afford."